Privacy Policy

36MonthLoans.com is a gateway website owned and operated by 9Global, Inc. Through our website we collect and compile information on behalf of our third party lenders.

Our third party lenders then use the information provided through the 36MonthLoans.com application to verify each applicant's application. Please carefully review the following rules that govern your use of our Site and also read our Privacy Policy regarding the information that you provide to us.

Intellectual Property

This Site, the content, any materials downloaded, and all intellectual property pertaining to or contained on the Site (including but not limited to copyrights, patents, database rights, graphics, designs, text, logos, trade dress, trademarks and service marks) are owned by 9Global, Inc. and all right, title and interest therein shall remain the property of 9Global, Inc. (collectively, the "Content"). All Content is protected by trade dress, copyright, patent and trademark laws, and various other intellectual property rights and unfair competition laws.

You are authorized solely to view and retain a copy of the pages of the Site for your own personal, non-commercial use. You may also view and make copies of relevant documents, pages, images or other materials on this Site. You agree that you will not duplicate, publish, modify, create derivative works from, participate in the transfer of, post on the World Wide Web, or in any way distribute or exploit the Site, or any portion of the Site for any public or commercial use without the express written consent of 9Global, Inc. Additionally, you agree that you will not (i) remove or alter any author, trademark or other proprietary notice or legend displayed on the Site (or printed pages produced from the Site); and (ii) make any other modifications to any documents obtained from the Site other than in connection with completing information required to transact business with 9Global, Inc.

Electronic Communication

When you visit 36MonthLoans.com or send emails to us, you are communicating with us electronically and you consent to receive communications from us electronically to the extent permissible by law. We will communicate with you by email or by posting notices on this Site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing to the extent permissible by law. You agree that we may send emails to you for the purpose of advising you of changes or additions to this Site, about any of our products or services, or for such other purposes as we deem appropriate and as permissible by law.

Site Security

As a condition of your use of this Site, you agree that you will not, and you will not take any action intended to: (i) access data that is not intended for you; (ii) invade the privacy of, obtain the identity of, or obtain any personal information about any user of this Site; (iii) probe, scan or test the vulnerability of this Site or breach security or authentication measures without proper authorization; (iv) attempt to interfere with service to any user, host or network or otherwise attempt to disrupt our business, including, without limitation, via means of submitting a virus to this Site, overloading, "flooding," "spamming," "mail bombing" or "crashing;" or (v) send unsolicited mail, including promotions and/or advertising of products and services. Violations of system or network security may result in civil or criminal liability.

Links to Other Web Sites and Services

This Site may contain links to outside services and resources, the availability and content of which 9Global,Inc. does not control. We are not responsible for examining or evaluating, and we do not warrant the offering of these businesses or individuals or the content of their web sites. 9Global, Inc. does not assume any responsibility or liability for the actions, products, and content of these and any other third parties. Any concerns regarding any such service or resource, or any link thereto, should be directed to the particular outside service or resource.

PATRIOT ACT

Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities. While 9Global, Inc. is not a financial institution, lenders we work with are financial institutions. What this means to you: when you submit information to 36MonthLoans.com, we will ask for your name, physical address, mailing address, date of birth, and other information that will allow us to identify you. This information will be passed on to the lender that you are matched with on 36MonthLoans.com.

Disclaimers

9GLOBAL, INC. DOES NOT PROMISE THAT THE SITE OR ANY CONTENT, DOCUMENT OR FEATURE OF THE SITE WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED OR THAT YOUR USE OF THE SITE WILL PROVIDE SPECIFIC RESULTS. THE MATERIAL IN THIS SITE COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. THE SITE AND ITS CONTENT ARE DELIVERED ON AN "AS- IS" AND "AS-AVAILABLE" BASIS. ALL INFORMATION PROVIDED ON THE SITE IS SUBJECT TO CHANGE WITHOUT NOTICE. 9GLOBAL, INC. CANNOT ENSURE THAT ANY FILES, DOCUMENTS OR OTHER DATA YOU DOWNLOAD FROM THE SITE WILL BE FREE OF VIRUSES OR CONTAMINATION OR DESTRUCTIVE FEATURES. 9GLOBAL, INC. DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. 9GLOBAL, INC. DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE SITE. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE SITE AND ANY LINKED SITES. YOUR SOLE REMEDY AGAINST 9GLOBAL, INC. FOR DISSATISFACTION WITH THE SITE OR ANY CONTENT IS TO STOP USING THE SITE OR ANY SUCH CONTENT. THIS LIMITATION OF RELIEF IS A PART OF THE BARGAIN BETWEEN THE PARTIES.

Limitation of Liability

EXCEPT WHERE PROHIBITED BY LAW, NEITHER 9GLOBAL, INC., NOR ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, CONTRACTORS, SUCCESSORS OR ASSIGNS OF EACH, SHALL BE LIABLE TO YOU FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, EVEN IF 9GLOBAL, INC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. UNLESS OTHERWISE EXPRESSLY SET FORTH IN A WRITTEN AGREEMENT WITH YOU, 9GLOBAL'S MAXIMUM LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THIS SITE, OR ITS CONTENT, WHETHER IN CONTRACT, TORT OR OTHERWISE SHALL BE LIMITED TO THE AMOUNT YOU PAID TO ACCESS THIS SITE.

Some jurisdictions do not allow limitations of liability, so the foregoing limitation may not apply to you.

Indemnity

By using the Site, you agree to defend, indemnify, and hold harmless 9Global, Inc. from and against any and all losses, claims, damages, costs and expenses (including reasonable legal and accounting fees) that 9Global, Inc. may become obligated to pay arising or resulting from your use of this Site, the Content, or your breach of these Terms of Use. 9Global, Inc. reserves the right to assume or participate, at your expense, in the investigation, settlement and defense of any such action or claim.

Minors

This Site is not directed at children under the age of eighteen (18) and 9Global, Inc. do knowingly collect personal information from any child under the age of eighteen (18) at this Site.

Serverability

Any failure by 9Global, Inc. to exercise any rights or enforce any of these Terms of Use shall not constitute a waiver of such rights or terms. If any provision of these Terms of Use or their application in a particular circumstance is held to be invalid or unenforceable to any extent, the remainder of these Terms of Use, or the application of such provision in other circumstances, shall not be affected thereby, and each provision hereof shall be valid and enforced to the fullest extent permitted by law. These Terms of Use constitute the entire agreement between you and 9Global, Inc. with regard to your use of the Site, and any and all other written or oral agreements or understandings previously existing between you and 9Global, Inc. with respect to such use are hereby superseded and cancelled.

Law and Venue

This Site is located in the State of California. These Terms of Use and the relationship between you 9Global, Inc. shall be governed by the laws of the State of California without regard to its conflicts of law provisions. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or relating to your use of this Site or the Content must be filed within one year after such claim or cause of action arose or be forever barred.

Use of Cookies

As you navigate within the Site, 36MonthLoans.com may be collecting and tracking personal information, either by asking you to tell something about yourself (such as your name, address or email address) or by using data-tracking software that tells us what parts of the Site you have browsed. 36MonthLoans.com may collect other information about you, such as your IP address, geographic information, the type of the web browser and operating system you use, and any other information that your web browsing software or Internet Service Provider automatically provides to our Site. We may be collecting and tracking information about the activities in our Site you engage in to help us know what users are interested in. We may also use "cookies" to keep track of visitors. A cookie is a small file stored on the hard drive of your personal computer. If your web browser allows, you may disable the placement of cookies on your hard drive. Disabling the placement of cookies may prevent you from accessing or using portions of the Site. Except as provided below, the Site does not currently share or sell any other information. Except as provided herein, no personally identifiable information is collected beyond that which is identified in this section of the Site Terms. You agree that we may aggregate any information which we collect or maintain, and that we may use such aggregated information for internal analysis or for marketing purposes. We may disclose aggregate, de-identified data (i.e. stripped of information that identifies you) to third parties in connection with such analysis and/or marketing. By using the Site, you expressly assent to the collection and use of the limited information identified.

We may disclose your information to: (1) comply with applicable laws; (2) respond to governmental inquiries; (3) comply with valid legal process; (4) protect our rights or property; or (5) facilitate your request for a free case evaluation. By registering and using this Site, you acknowledge that the processing of your information for the purposes described above may involve the transfer of such information from within the United State of America (USA) to countries outside the USA whose data protection regulation may not be as stringent as that within the USA.

Information We Collect and Retain

We collect the following types of information about you when you register on our website:

Personally identifiable information [PII]: is information that can be used to identify you. We do not collect PII except during the registration process or when you choose to provide it to us. Some examples of PII that we collect during the registration process includes
(i) your name;
(ii) your physical address;
(iii) your email address;
(iv) Your telephone number; and
(v) your bank account information.

Demographic information: is information that may or may not be unique to you in the sense that it refers to selected population characteristics. This includes information such as you zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, industry of employment, personal and online interests.

Behavioral information: is information pertaining to how you use our website; the areas of our website that you visit; your computer hardware and software; your IP address, your location, your browser preference and operating system; the times that you access the internet and other websites that referred you to us. This information is used to analyze our resources, troubleshoot problems, prevent fraud, and improving our website.

Web technology information: is information we automatically collect from you when you open one of our emails or visit our site. This includes information collected from the use of cookies, web beacons or java script we describe below.

No Information Collected from Children: We never knowingly collect any Personal Information about children under the age of 13. If we obtain actual knowledge that we have collected Personally Identifiable Information about a child under the age of 13, that information will be immediately deleted from our database. Because we do not collect such information, we have no information regarding its use or disclose to third parties.

Bank Account Information Security: When you send your bank account information our technology encrypts it with SSL encryption software. When we send the bank account information to a lender or provider the bank account information is disclosed only to complete the requested for a referral you made on our website.

Opting-Out of Further Communications

We provide you the opportunity to "opt-out" of having your personally identifiable information used for certain purposes, when we ask for this information. For example, if you fill out an application, and do not wish to receive any additional marketing material from us, you can indicate your preference on our website or by ticking the checkbox at the bottom of any email received. You may remove your information by sending your request in writing via email to [email protected].